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Bill Detail: SB19-090

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Title Peer-to-peer Motor Vehicle Sharing Program
Status Governor Signed (05/31/2019)
Bill Subjects
  • Business & Economic Development
  • Health Care & Health Insurance
  • Insurance
House Sponsors M. Gray (D)
Senate Sponsors R. Scott (R)
House Committee Transportation and Local Government
Senate Committee Business, Labor and Technology
Date Introduced 01/23/2019
Description

The bill regulates peer-to-peer car sharing programs, including the
following:
  • Requires the shared car to be covered by insurance from
the owner, driver, or program;
  • Makes the insurance that satisfies the required coverage the
primary insurance;

  • Requires the car sharing program to notify the car owner
that sharing the car may violate any lien on the car;
  • Authorizes the shared car owner's insurer to exclude
coverage when the car is being used in a car sharing
program, and gives the insurer a right of contribution for
any claims made as a result of the car sharing;
  • Prohibits an insurer from refusing to insure a shared car
outside the sharing solely because the car covered under the
policy has been made available for car sharing unless the
car owner fails to provide complete and accurate
information;
  • Sets record-keeping requirements;
  • Clarifies that the car sharing program and a shared car
owner are covered by the exemption set forth in federal law
exempting rental companies from vicarious liability based
on ownership of the car;
  • Authorizes a car sharing program to be the named insured
for a shared car;
  • Requires the program to make certain disclosures and
provide an emergency telephone number;
  • Requires the program to verify that the driver is licensed to
drive and keep records of this verification;
  • Makes the program responsible for any equipment installed
on the car for sharing purposes; and
  • Requires the program and the car owner, when there is a
safety recall on the car, to remove the car from the program
until the car is repaired.

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